Since the beginning of the decade we’ve seen industries trying to monetise their data. Telecommunications companies tried to codify the value of mobility data, Programmatic advertising tried to hyper-target across[…]
Author: Hugo Pinto
3 reasons why banks keep failing to capitalise on digital
I actually believe the problem with Banking is symptomatic of more existential problems that the whole industry (as well as others…) is facing, as their ultimate challenge is identify what[…]
PSD2: Growth driven regulation
PSD2 & Open banking have propelled banks into their next generation of services, whether they are onboard or not. Regulation has kick-started a process that has deep impact in the[…]
Is Mobility the iPhone of Infrastructure?
My mind has been bubbling for a while about the depth of the disruption autonomous (even just the digitisation of) vehicles will bring about – and the automotive industry is[…]
Teens in AI 2018 – Purpose trumps Tech
I can’t avoid feeling surprised whenever I come across teenagers and youngsters trying to solve the world around them, and I also can’t stop thinking all we’ve built so far,[…]
AI in Financial Services: Creating Teams of Superheroes
With the momentum created by all the negative media around AI, I believe we need more clarity on what are the benefits for humans with mundane jobs, the very type we[…]
Finding growth outside the core business
Growth is not what it used to be – It used to be as simple as adding a new feature, spending millions in marketing and bang – but not any[…]
Horizontal Business Models: The Gift of Digital Disruption
Traditional businesses are struggling to truly transform. Amidst failed digital transformation programmes and a difficulty to change cultures, many giants decide to stick to what they know best – decline.[…]
Partnership on AI: What needs to come next!
There has been a lot of discussion around the impact of AI and how we should try to understand what that impact could be, but I think it’s time to[…]